Everyone is Entitled to Their Unclaimed Funds and They Can Help Injured People

The next resource in the series on helping the injured and in need can help everyone reclaim their assets. Everyone reading this blog should click the links I am about to discuss because you do not need to have an injury to make a claim for unclaimed funds. The links below will help you track down assets you should rightfully own, but have not yet claimed.

How do Unclaimed Funds Help the Injured?

Many injured people cannot work, or if they can, they need to work at a reduced capacity and earn less than before the injury. Workers Compensation and no-fault insurance will not pay a full wage. An injured person suffers physically and financially. Expenses that were manageable before the injury may now be ruinous.

If you are hurt and cannot work, or you are living on a reduced income, extra “found” funds can help you over life’s next hurdle. Found founds can help pay the month’s rent or put food on the table. They can provide some relief when an unexpected bill comes in. They might provide a small luxury during a difficult time. Check to see if you have any unclaimed funds.

Unclaimed Funds From Your State

Every state keeps track of missing, lost, and unclaimed funds and assets in statewide databases that act like a lost-and-found. People can run an easy search by name and collect any unclaimed funds they are entitled to receive. For example, you may not realize you are entitled to money back under an insurance contract you signed ten years ago or you may not realize you should have received un-cashed dividends. The state has held those funds for you. You can search for, and claim, any money that belongs to you by clicking the links below.

To make a claim in New York, click here: http://www.osc.state.ny.us/ouf/index.htm

To search for another state’s unclaimed funds website, click here: http://www.unclaimed.org/default.asp

For a multi-state search, click here: http://www.missingmoney.com

Unclaimed Funds from Other Sources

Because our resources are sent in so many directions, we may not realize what we are owed or what institution owes us. Unclaimed funds may not only be in possession of your state government, so, in addition to the links above, check these resources:

The IRS may have undeliverable and undelivered U.S. Federal Tax refund checks.

Click here: http://www.irs.gov/Refunds

The Pension Benefit Guaranty Corp. can determine if you are owed pension benefits (e.g. as a survivor of a person who should be drawing a pension).

Click here: http://search.pbgc.gov/mp/mp.aspx

The Federal Deposit Insurance Corporation (FDIC) can check whether you are owed unclaimed insured deposits for financial institutions closed between 1989-1993.

Click here: https://www2.fdic.gov/funds/index.asp

Search for unclaimed funds from Credit Unions at the National Credit Union Administration.

Click here: http://www.ncua.gov/Resources/AM/Pages/UnclaimedDeposits.aspx

Search for unclaimed funds in U.S. Savings Bonds.

Click here: http://www.treasurydirect.gov/indiv/tools/tools_treasuryhunt.htm

The U.S. Department of Housing and Urban Development can help you track down unclaimed insurance premiums you should have received if you had an HUD/FHA insured mortgage.

Click here: http://www.hud.gov/offices/hsg/comp/refunds/index.cfm

The Veterans Administration Benefits page can help veterans and their families claim benefits owed.

Click here: http://www.insurance.va.gov/liability/ufsearch.htm

The U.S. Railroad Retirement Board offers a search for retired rail workers.

Click here: https://secure.rrb.gov

The Conference on Jewish Material Claims Against Germany, Inc. secures compensation for Victims of Nazi persecution.

Click here: http://www.claimscon.org

Foreign Unclaimed Funds

Several foreign institutions also hold unclaimed funds. Some of those are listed below:

Canada: http://www.bankofcanada.ca/unclaimed-balances/

Australian Securities and Investments Commission: https://www.moneysmart.gov.au/?referrer=fido.gov.au

France: http://www.afb.fr/Web/internet/intermain.nsf?OpenDatabase

New Zealand: http://www.ird.govt.nz/unclaimed-money/

Switzerland: http://www.swissbanking.org

I hope that the resources in this blog helped you find money you were entitled to receive–money you did not realize you had. And more, I hope that unclaimed funds can help ease the burdens shouldered by the injured and in need.

If you found funds, email me at Clifford@fisherinjurylawyers.com. Tell me about your experience and how the unclaimed funds helped you.